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Our Online Payday Loan Process

Online payday loans by direct lenders are perfect for anyone that needs extra cash but finds getting to a store inconvenient, difficult, or a health risk to self or others.

Direct Check “ONLINE” Payday Loans are done in North Dakota only.

Current Online Loan Providers:
215 Dakota Ave
Wahpeton, ND 58075


Happy couple looking into laptop screen

How Do I Get a Loan Online?

Online Advances from Direct Check are designed to bridge a cash gap between paydays in a safe and discreet way. The process is simple. Come into the store to complete the loan application the first time only, bring a vaild ID and a copy of a check from your checking account. You will likely be approved immediately, and get your cash on the spot. Once you are in our system all subsequent loans can be done online via E-sign. You simply call the store, tell them how much you need, and they will email you an agreement to e-sign. Once you e-sign, the money you need will be ACHed into your account very next morning. When the short term loan matures the money will be ACHed back out of your account on the agreed upon date. Our application is quick and easy and you are approved instantly.

How Much Can I Borrow On-Line in North Dakota?

Online lending laws for North Dakota state that you can get up to $500.00 cash. A state issued photo identification and a check blank is required. Rest assured that Direct Check will provide you with all the details related to getting your loan processed as quickly and as easily as possible.

Or visit us at one of our four North Dakota locations of locations – Find a store near you.

Contact Us for Fast Cash Personal Loans