
Customer Reviews
"I have been a customer of DirectCheck for over two years. Occasionally life’s little bumps come along and I need money now. Direct check has always been there for me to count on. I have never had any problems with any of my quick cash loans and I appreciate that."
“I choose DirectCheck for fast cash personal loans! I was able to walk in and walk out in less than 10 minutes on my first loan. Subsequent trips have been even faster because I was already in the system to receive quick short term cash loans.”
"DirectCheck was very understanding when I was down, I have only needed their service once, but would recommend them to anyone who is looking to get a cash advance payday loan until their next payday."
About Quick Short Term Cash Loans
Typical quick short term cash loans do not exceed 2 weeks or 30 days, so the annualized interest rate becomes irrelevant. Payday fees are a reasonable alternative compared to standard bank fees and ATM charges when similarly annualized. The $35.00 NSF fee along with a $25 merchant fee is charged regardless of the check amount that bounced. The $1.50 fee charged at an ATM machine, not belonging to your bank, regardless of how much you withdraw. Fast cash personal loans for $100 will typically have a fee of $15. These fast cash personal loans help prevent the consumer from experiencing some of the credit-damaging effects mentioned above.
Quick short term cash loans are provided by many different small loan companies. Loans secured by car titles or other personal property are not a payday loan. The term payday loans/advance has unfortunately taken the bad rap for all lending companies when people can’t pay and lose the property. Again, payday loans are unsecured leaving the company more at risk than traditional lenders.
Should you have any questions or concerns regarding the Direct Check or the “payday advance” industry, please feel free to contact me via the contact information provided on this website.